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Buying To Let

Rising property values and a booming lettings market has meant that many lenders have developed mortgage deals tailored to the needs of would-be landlords. For investors seeking rental yield or capital growth, property has proved a good investment at a time when returns on other types of asset have been comparatively low. Landlords can buy property in their own name or through a limited company.

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Property Investment

Am I eligible for a Buy-To-Let Mortgage?

When looking for a buy-to-let mortgage, there is a principle to be met. Lenders will require you to already be owning a property with an outstanding mortgage. Other conditions include annual income, age and credit rating. With the support of our qualified experts, we can discuss your plans and find the best way forward.

How much could I borrow?

This will depend on the value of the property you plan to buy and how much rental income you are aiming to receive. Commonly, lenders wish for your rental income to be 25-30% higher than your mortgage payment.

If you are unsure of what the rental cost of the property will be, talking to an estate agent could be beneficial. This will help you to compare the prices of other rented properties within the local area.

To progress with a buy-to-let mortgage, we will support you in finding the most convenient solution to suit your requirements.

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JAfinancialserviceswidnes
JAfinancialserviceswidnes
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Sam PickupSam Pickup
09:43 26 May 23
Jim has been amazing, always on hand to help and advise.
Catherine MartleyCatherine Martley
09:44 16 May 23
Jim was so helpful and I would certainly recommend his services. He was very patient with me and worked around my work schedule. He kept me upto date on everything and everything went smoothly and quickly.
Chris MooreChris Moore
17:39 26 Apr 23
Spot on service. Really helpful and really patient with us fitting appointments around our busy working life. Always explained everything and helped us make some big financial decisions. Be sure to be contacting Jim when our mortgage is ready for renewal. Top man ?
Karen MasonKaren Mason
19:41 24 Mar 23
This is the second time we have used Jim to sort out life insurance and can't recommend highly enough. Great friendly and informative service, first time around was more complicated and his advice was invaluable, this time thankfully more straightforward. Would definitely use again.
Carmen SmithCarmen Smith
20:29 10 Mar 23
Absolutely amazing service helped us through the entire process I'd recommend Jim to everyone.
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JA Financial Services

YOUR HOME/PROPERTY MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There will be a fee for our services, the exact amount will depend on your circumstances and precise details will be given to you on initial enquiry and you will not be expected to proceed until you have had the fee details in writing and have agreed the fee amount.

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, and conveyancing or debt management.

The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK

James Anthony Aubrey trading as JA Financial Services appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority

Part of the HLPartnership Mortgage & Protection Network

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